Accountants

Working alongside one of the UK’s largest regional accountancy practises, we understand that providing high quality financial planning advice to an Accountant and their clients is the key, hence our advice is provided to clients on the basis of ‘time costed’ fees, with no bias towards the recommendation of financial products.

Pension Planning

The age old reliance on insurance company schemes with questionable fund choices and unclear sometimes punitive charges, has resulted in a general distrust of pensions by many clients. We feel that we have a responsibility to ensure that clients do not miss out as a result of poor knowledge and a lack of ‘education’ in relation to pensions.

When reaching financial independence a pension may play a part in providing a client’s retirement income, however we recognise that it should be by no means the only source of income. As a planning tool however, there is often still much to be gained from using pensions. In specie transfers of property to a pension scheme for example can be of huge benefit in particular situations, and we have considerable experience in this complicated area.

Self investment is the way forward in many cases and need not be daunting or expensive for clients. We can develop a strategy which results from life time cash flow analysis, and involves a client as much, or as little, in the running of the scheme as they wish.

Business Disposal

We can add significant value both in the planning stage and in the post-sale phase of an owner/manager disposing of the company, that he or she has probably spent a lifetime growing and nurturing.

We are well placed to enhance the result for the client and therefore the relationship with their ‘lead adviser’ in the transaction. It is sometimes not until this point in their business life that a business owner realises that they have outgrown the local financial adviser, who may have provided straightforward assistance in product and fund selection, when the business was first established.

Inheritance Tax Solutions

Much can be achieved by careful planning and drafting of wills. Increasingly however there is a need for alternative planning and we have experience in and access to some less widely known and understood opportunities to reduce the impact (on an estate) of Inheritance Tax, including a number of specialist packaged arrangements.

Life Assurance

The use of life assurance with the right form of trust arrangement can be an effective planning tool for clients.

Whilst it may appear straightforward, there is now a bewildering range of options and therefore more opportunities to get the planning wrong, by failing to use the most suitable contract. We provide accountants with an assurance that their clients won’t end up with the wrong life assurance solution.

For more details of our specialist technical and training support services for Accountants please contact one of our Directors, as follows:

Clive Weir
Telephone: 01934 642222
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Andrew Brown
Telephone: 01823 286096
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Dave Robinson
Telephone: 01934 642222
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