Services for Clients in Later LifeFinancial Planning for clients in later life is a specialist field requiring knowledge in the following areas: Care Fees Planning: obtaining financial assistance from the State where possible and protecting entitlement to it, protecting assets against means assessment where possible, arranging assets to meet care fees, use of care fees insurance and immediate care annuities where appropriate and making optimum use of tax allowances. Estate Planning: arranging a client’s affairs so that their estate passes to their chosen beneficiaries in a tax and cost efficient way, without compromising financial security during their lifetime. Inheritance Tax Mitigation: achieving this objective whilst retaining sufficient assets to ensure a client’s own financial security can be difficult. We utilise a wide range of trust and investment based approaches which are designed to meet both aims. Investment: generally investment in later life is geared towards capital preservation rather than capital growth, often there is a need to generate or increase income and optimise tax and cost efficiency. Equity Release and Home Reversion Plans: are not always appropriate but can assist in increasing income or raising a capital sum in a relatively tax and cost efficient way, enabling clients to enjoy later life. Our Approach We have extensive experience of advising clients in later life. We treat our clients with utmost respect and with due sensitivity and we explain everything we do in plain English. Typically we consult and liaise with other professional advisers such as lawyers and healthcare professionals to provide a fully comprehensive and co-ordinated service. We are pleased to involve family members or professional representatives in our discussions with a client, if they feel it appropriate to do so. Specialist Qualifications & Authorisations The Financial Services Authority (FSA) requires anyone giving advice in the areas of Care Fees Planning and Equity Release to hold additional qualifications and authorisations to those held by most Financial Advisers. Our team of specialists hold all of the relevant professional qualifications including: Chartered Financial Planner Certified Financial Planner Chartered Tax Adviser Member of the Society of Trust and Estate Practitioners Investment Management Certificate FSA required additional qualifications in Care Fees Planning, Equity Release and Home Reversion Plans.
Our firm is also authorised by the FSA to provide fully comprehensive services in the areas of Care Fees Planning and Equity Release. Further information: Our Services for Clients in Later Life team is led by Dave Robinson. Dave and his support team are based in our office at: Tallford House, 40 Walliscote Road, Weston Super Mare, North Somerset, BS23 1UY. Dave Robinson
Director
Telephone: 01934 642222
email:
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Louise Osborne
Consultant
Telephone: 01934 642222
email:
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Please click here to read the SOLLA Code of Practice Albert Goodman Chartered Financial Planners is a trading style of Albert Goodman Financial Planning Ltd, which is authorised and regulated by the Financial Services Authority. | 
